About
Coalition redefines cyber insurance by pairing broad insurance coverage with powerful, integrated security technology — an approach it calls Active Insurance. Unlike traditional cyber insurers that only respond after a breach, Coalition actively monitors and helps prevent threats before they cause damage. Key offerings include Cyber Insurance for threats like ransomware and business email compromise, Technology Errors & Omissions coverage for tech businesses, and Executive Risks protection for organizational leadership. On the security side, Coalition Control® is a cyber risk platform that provides continuous security alerts and risk scoring for policyholders. Wirespeed™ ADR (Automated Detection & Response) goes beyond traditional MDR, stopping threats in seconds without manual intervention. Coalition's Active Data Graph is a proprietary data collection and analysis engine that powers its risk intelligence. CoalitionAI applies artificial intelligence to surface threats that traditional insurance models miss. Additional features include Coalition Incident Response for digital forensics, Security Awareness Training for employees, and an Exploit Scoring System covering 200,000+ CVEs. The platform is designed for businesses of all sizes, managed service providers (MSPs), insurance brokers looking to grow their cyber expertise, and internal security teams. Coalition's in-house claims team specializes in recovering stolen funds and rapidly restoring operations after a cyber incident.
Key Features
- Active Cyber Insurance: Goes beyond traditional coverage by combining insurance policies with proactive threat monitoring, helping businesses prevent incidents rather than just recover from them.
- Wirespeed™ Automated Detection & Response: Stops cyber threats in seconds through lightning-fast automated detection and response, enabling MSPs to scale security operations without manual intervention.
- Coalition Control® Risk Platform: A cyber risk management dashboard that continuously monitors policyholder environments and sends actionable security alerts to improve overall security posture.
- CoalitionAI & Active Data Graph: Proprietary AI and data engine that analyzes threat intelligence across millions of data points to detect and prioritize risks that traditional insurance models overlook.
- Incident Response & Claims Support: In-house digital forensics and incident response team helps recover stolen funds, contain threats, and process claims rapidly to minimize business disruption.
Use Cases
- A mid-sized technology company purchases Coalition's Cyber Insurance and uses Coalition Control® to continuously monitor its attack surface and receive alerts on newly discovered vulnerabilities.
- An insurance broker partners with Coalition to offer cyber insurance products to their business clients, leveraging Coalition's expertise and resources to grow their book of business.
- A managed service provider (MSP) deploys Wirespeed™ ADR across client environments to automatically detect and neutralize cyber threats in seconds, scaling their security services without adding headcount.
- A school district hit by ransomware uses Coalition's Incident Response team for digital forensics, fund recovery, and rapid restoration of operations under their active cyber policy.
- A professional services firm uses Coalition's Security Awareness Training to educate employees on phishing and social engineering threats, reducing the likelihood of a successful attack.
Pros
- Integrated Security + Insurance: Uniquely bundles active cybersecurity tools with insurance coverage, reducing the gap between prevention and protection in a single platform.
- Real-Time Threat Response: Wirespeed™ ADR stops threats automatically in seconds, giving businesses enterprise-grade response capabilities without requiring a large internal security team.
- AI-Powered Risk Intelligence: CoalitionAI and the Active Data Graph provide data-driven, continuously updated threat assessments that go beyond static underwriting models.
- Broad Coverage Options: Covers ransomware, email compromise, AI cyber threats, technology E&O, executive liability, and miscellaneous professional liability under one provider.
Cons
- Primarily US-Market Focused: Coalition's insurance products and broker network are largely concentrated in the US market, limiting availability for international businesses.
- Insurance Complexity: Navigating cyber insurance policies, coverage limits, and exclusions can be complex, often requiring a broker to fully understand and maximize coverage.
- Cost for Small Businesses: Combined insurance and security platform pricing may be higher than standalone tools, which could be a barrier for very small businesses with limited budgets.
Frequently Asked Questions
What is Active Insurance and how does it differ from traditional cyber insurance?
Active Insurance combines cyber insurance coverage with built-in security technology that actively monitors, detects, and helps prevent threats. Traditional cyber insurance only pays out after an incident; Coalition's Active Insurance aims to stop incidents before they happen.
What types of cyber threats does Coalition cover?
Coalition covers a wide range of threats including ransomware, business email compromise (BEC), AI-driven cyber threats, data breaches, and more. It also offers Technology E&O, Executive Risks, and Miscellaneous Professional Liability coverage.
What is Wirespeed™ ADR?
Wirespeed™ Automated Detection & Response is Coalition's advanced security tool that detects and stops threats in seconds without requiring manual intervention, designed to help MSPs scale their security offerings.
How does Coalition use AI in its platform?
Coalition uses CoalitionAI and its proprietary Active Data Graph to analyze large volumes of threat and risk data, identify vulnerabilities, and help businesses and insurers make more accurate, real-time risk decisions.
Who is Coalition designed for?
Coalition serves a broad audience including small-to-midsize businesses, enterprises, insurance brokers looking to grow their cyber practice, managed service providers (MSPs), and internal security teams seeking integrated risk management.
