About
Dentolo is a leading German dental supplemental insurance (Zahnzusatzversicherung) operated by getolo GmbH, designed to bridge the coverage gap left by statutory health insurance. Germany's public health insurance typically only covers basic dental treatments, leaving patients to pay out of pocket for higher-quality restorations, implants, orthodontics, and professional cleanings. Dentolo addresses this by offering three flexible insurance tiers that cover up to 100% of dental costs. The Zahnschutz Komfort plan (from €6.90/month) covers up to 90% of dental costs and is ideal for those seeking affordable entry-level protection. The Zahnschutz Premium (from €13,90/month) is the best price-performance option with up to 100% coverage. The Zahnschutz Premium Plus (from €16.90/month) is the test winner with a perfect 'Very Good' rating from Stiftung Warentest. An additional SOS plan, Zahnschutz AKUT, provides up to €1,500 in emergency assistance. All plans include no waiting period, immediate coverage from day one, two professional teeth cleanings per year, orthodontic coverage, and free coverage for children. The service is fully digital, monthly cancellable, and backed by eight years of insurance expertise. Dentolo is ideal for individuals and families in Germany looking for comprehensive, transparent, and affordable dental protection.
Key Features
- No Waiting Period: Coverage begins immediately upon enrollment with no waiting period, so you can visit the dentist right away.
- Up to 100% Cost Coverage: Depending on the selected plan, Dentolo reimburses up to 100% of dental treatment costs including implants, crowns, and more.
- Three Flexible Plans: Choose from Komfort, Premium, or Premium Plus tiers to match your budget and coverage needs, starting at just €6.90/month.
- Children Covered for Free: Kids are included in parental plans at no extra cost, making Dentolo a cost-effective solution for families.
- Emergency SOS Coverage: The optional Zahnschutz AKUT add-on provides up to €1,500 in emergency dental assistance for urgent situations.
Use Cases
- Individuals with statutory German health insurance who want to cover the gap in dental treatment costs.
- Families looking for a single plan that also covers children's orthodontic and dental care at no extra cost.
- People planning major dental work such as implants or crowns who want to reduce out-of-pocket expenses.
- Those seeking immediate dental coverage without waiting periods, for example after switching insurers.
- Anyone who wants transparent, digital-first dental insurance they can manage and cancel online with ease.
Pros
- Award-Winning Plan: The Premium Plus plan received a 'Very Good' (0.5) rating from Stiftung Warentest, Germany's most trusted consumer testing organization.
- Immediate Protection: No waiting period means you are covered from the very first day, unlike many competing dental insurance products.
- Monthly Cancellable: Plans can be cancelled on a monthly basis if not in use, offering maximum flexibility without long-term commitment.
- Large Customer Base: With over 100,000 active customers and 9,500+ reviews, Dentolo has a proven track record of reliability and customer satisfaction.
Cons
- Germany-Only Service: Dentolo is exclusively available in Germany and is not accessible to residents of other countries.
- AKUT Plan Requires Base Plan: The emergency SOS Zahnschutz AKUT plan can only be used in combination with the Komfort tariff, limiting standalone flexibility.
- Monthly Cost for Higher Tiers: Premium and Premium Plus plans cost more per month than basic coverage, which may not be cost-effective for those with minimal dental needs.
Frequently Asked Questions
Is there a waiting period with Dentolo?
No. All Dentolo plans offer immediate coverage (Sofortschutz) with no waiting period, so you can use your insurance benefits from day one.
What dental treatments does Dentolo cover?
Dentolo covers a wide range of treatments including dental prosthetics (implants, crowns, bridges), orthodontics, professional teeth cleanings (up to 2 per year), sedation/anesthesia, and more, depending on the selected plan.
Can I cancel my Dentolo insurance anytime?
Yes. Dentolo plans are monthly cancellable when not actively in use, giving you full flexibility without being locked into a long-term contract.
Are children covered under a Dentolo plan?
Yes. Children can be included in a parent's Dentolo plan at no additional cost, making it a family-friendly insurance option.
How much does Dentolo cost?
Plans start at €6.90/month for the Komfort tier (up to 90% coverage), €13.90/month for Premium (up to 100%), and €16.90/month for Premium Plus (100% coverage, test winner). The emergency AKUT add-on costs €29.90/month.
