About
Getsafe reimagines personal insurance as a seamless, fully digital experience. Available in Germany, the platform lets users browse, purchase, and manage a comprehensive suite of insurance products entirely through their smartphone or browser — no agents, no forms, no waiting rooms. Coverage options span everyday essentials like personal liability (from €2.99/month) and contents insurance (from €2.90/month), through to specialized plans including dental, legal protection, drone, pet health, dog liability, travel health, private and public health, term life, income protection, private pension, and children's savings plans. Getsafe is designed around real life situations — the platform guides users through 41 distinct life scenarios (moving to Germany, adopting a puppy, starting a PhD, becoming self-employed, etc.) to help them identify the right coverage at the right time. Setup is 100% digital, taking only minutes, with transparent pricing and no hidden fees. The app consolidates all active policies in one place, making it easy to monitor, adjust, or cancel coverage as circumstances change. Rated 4.5 on Trustpilot with over 500,000 customers, Getsafe is one of Germany's most popular digital insurance providers, particularly valued by expats, students, freelancers, and young professionals looking for flexible, modern insurance without bureaucratic friction.
Key Features
- 100% Digital Setup: Get fully insured in minutes with no paperwork, no agents, and no physical appointments required.
- Comprehensive Insurance Portfolio: Access 14+ insurance products including liability, dental, legal, health, pet, life, income protection, and pension plans all in one place.
- Life-Situation Guidance: Navigate 41 pre-built life scenarios (expat relocation, new pet, freelancing, PhD, etc.) to quickly find coverage tailored to your current moment.
- Transparent Pricing: All plans show clear monthly costs upfront with no hidden fees, starting from just €2.90/month.
- Centralized Policy Management: View, manage, and adjust all active policies from a single app dashboard at any time.
Use Cases
- An expat moving to Germany for work who needs to quickly set up liability and health insurance without navigating German bureaucracy.
- A student or PhD candidate looking for affordable legal protection and travel health coverage managed entirely from their phone.
- A freelancer or self-employed professional seeking income protection insurance with flexible, transparent monthly pricing.
- A new pet owner wanting to bundle dog liability and pet health insurance in one digital policy.
- A young professional consolidating multiple insurance policies (liability, dental, contents) into a single easy-to-manage app.
Pros
- Fully Paperless Experience: The entire journey — from quote to claims — is handled digitally, eliminating bureaucratic friction.
- Wide Product Range: Covers an unusually broad spectrum of needs under one roof, from everyday liability to niche drone insurance.
- Expat & Life-Event Friendly: Dedicated guidance for people moving to Germany, changing jobs, or navigating major life transitions makes onboarding intuitive.
- Trusted & Established: Over 500,000 customers and a 4.5 Trustpilot rating reflect strong customer satisfaction and reliability.
Cons
- Germany Only: Getsafe currently operates exclusively in Germany, limiting its usefulness for users in other countries.
- Premium Costs for Comprehensive Plans: Broader coverage options such as private health (from €200/month) can be significantly more expensive than entry-level plans.
- No In-Person Support: The fully digital model may be a drawback for users who prefer face-to-face guidance when choosing complex insurance products.
Frequently Asked Questions
What types of insurance does Getsafe offer?
Getsafe offers 14+ insurance products including personal liability, dental, legal protection, drone, income protection, private pension, children's savings, term life, contents, private health, public health, travel health, pet health, and dog liability insurance.
How quickly can I get insured with Getsafe?
You can complete the entire sign-up and get covered in just a few minutes through the Getsafe app or website — no paperwork or agent calls required.
Is Getsafe available outside of Germany?
Currently, Getsafe operates exclusively in Germany. It is particularly popular among expats relocating to Germany for work or study.
How much does Getsafe insurance cost?
Prices vary by product. Entry-level plans start from €2.90/month (contents and drone insurance), while more comprehensive options like private health insurance start from €200/month.
Is Getsafe trustworthy?
Yes. Getsafe is trusted by over 500,000 customers in Germany and holds a 4.5 rating on Trustpilot, making it one of the country's most highly rated digital insurance providers.
