About
Hatch Invest is a New Zealand investment platform that enables Kiwis to buy and sell shares and ETFs listed on US share markets. With over $1 billion invested by its growing community, Hatch has become a trusted gateway to global investing for New Zealanders. The platform charges a simple, transparent $3 USD flat fee per trade with no percentage-of-profit fees when you sell—meaning more of your returns stay with you. Investors truly own their shares, granting them voting rights on company decisions, the ability to question company leaders, and the freedom to transfer shares at any time. Depositing is straightforward: funds are sent via NZ online banking in NZD and automatically converted to USD with a 0.5% fee included in the exchange rate. Hatch also provides rich educational resources including LearnHub articles, investment news, and a free 10-day Getting Started Course specifically designed for beginner investors. Human customer support is available via phone, email, and live chat from its Wellington-based team, achieving a 90% customer satisfaction rating. Parents and guardians can open Hatch Kids Accounts for under-18s using a birth certificate or guardianship order, and family trusts are also supported. Whether you are a first-time investor or steadily growing a long-term portfolio, Hatch provides a friendly, transparent, and accessible platform for investing in the world's biggest brands and funds.
Key Features
- Flat-Fee Trading: Pay just $3 USD per buy or sell trade on most shares with no percentage-of-profit fees deducted when you sell.
- True Share Ownership: Investors own their shares outright, gaining voting rights on company decisions and the ability to transfer shares to another platform at any time.
- Automatic NZD-to-USD Conversion: Deposit in NZD via NZ online banking and Hatch automatically converts funds to USD with a 0.5% fee included in the exchange rate.
- Educational Resources: Access LearnHub articles, investment news, and a free 10-day Getting Started Course designed for beginner investors.
- Human Customer Support: Wellington-based support team available via phone, email, or live chat, achieving a 90% customer satisfaction rating.
Use Cases
- New Zealand investors seeking straightforward, low-cost access to the US stock market through a locally supported platform.
- Beginner investors who want guided educational resources and a simple fee structure to confidently start their investment journey.
- Parents and guardians looking to open investment accounts for children under 18 through Hatch Kids Accounts.
- Long-term investors building diversified portfolios of US shares and ETFs with transparent pricing.
- Family trusts seeking a transparent and accessible New Zealand platform to invest in US markets.
Pros
- Transparent, Simple Pricing: A flat $3 USD fee per trade makes costs predictable and increasingly cost-effective as investment amounts grow.
- True Ownership Model: Investors receive actual share ownership with shareholder rights rather than just indirect market exposure.
- Beginner-Friendly Education: Rich educational content including a free 10-day course and investment news hub makes the platform accessible for first-time investors.
Cons
- US Markets Only: Hatch only provides access to US share markets, limiting geographic diversification to other global exchanges.
- Currency Exchange Fee on Every Deposit: A 0.5% fee is included in the NZD-to-USD exchange rate, adding a small but recurring cost to each deposit made.
Frequently Asked Questions
Is it free to sign up for Hatch?
Yes, creating a Hatch account is completely free. You pay a $3 USD flat fee each time you buy or sell most shares, plus a 0.5% fee included in the NZD-to-USD exchange rate when depositing funds.
Who is eligible to open a Hatch account?
Anyone over 18 can open a personal Hatch account. Identity verification requires a passport (from any country) or a New Zealand driver's licence. Parents and guardians can also open Hatch Kids Accounts for under-18s using a birth certificate or guardianship order.
What can I invest in through Hatch?
Through Hatch you can buy shares in individual companies and Exchange Traded Funds (ETFs) listed on US share markets, giving you exposure to many of the world's biggest brands and funds.
How long does a deposit take to appear in my Hatch account?
If you deposit via NZ online banking before 2pm on a business day, your funds should appear in your Hatch account early the following morning when US markets open.
Can family trusts invest through Hatch?
Yes, family trusts are supported. You'll need to contact the Hatch team directly to receive the necessary forms and have your trust account created.
