About
Piere is an AI-powered personal finance platform designed to take the guesswork out of managing money. Its flagship feature, Moves, acts as 'self-driving money' — automatically routing funds toward savings goals, debt payoff, and overdraft prevention without requiring manual transfers. Piere generates personalized AI financial plans (MyPlan™) tailored to each user's income, spending habits, and goals, helping them save more and pay down debt faster. The app connects securely to over 95% of US banks, so users don't need to open a new account. Piere aggregates all transactions across connected accounts, auto-categorizes spending, and provides real-time insights into spending trends, income, and refunds. Its 2-Tap Budgets feature makes budgeting fast and simple, with rollover support and a heatmap calendar view of daily spending. Additional features include net worth tracking, automated transaction rules, Daily Digs (a financial literacy quiz with cash payouts), and Piere Perks (a members-only rewards program with exclusive travel and partner benefits). Piere also offers access to financial advisors through Piere Pro and partners with credit unions and credit counseling organizations. Available on iOS, Android, and Web, Piere is ideal for individuals who want to save more, escape debt, and gain financial clarity without needing to be a financial expert. Its money-back guarantee and free trial make it accessible to anyone looking to build better financial habits with minimal effort.
Key Features
- Self-Driving Money (Moves): Automatically moves money toward savings goals, debt payoff, and overdraft prevention based on your personalized AI financial plan — no manual transfers needed.
- AI Financial Plans (MyPlan™): Creates personalized savings and debt payoff plans tailored to your income, spending habits, and financial goals using AI-driven analysis.
- Spending & Transaction Tracking: Aggregates transactions from all connected accounts, auto-categorizes each one, and surfaces real-time insights into spending trends, income, and refunds.
- 2-Tap Budgets: Set up personal budgets with rollover support in seconds, complete with a heatmap calendar view of daily spending totals for clear visual feedback.
- Net Worth & Growth Tracking: Monitor your overall financial health and track net worth growth across all connected accounts to stay motivated toward long-term goals.
Use Cases
- Automating monthly savings transfers toward an emergency fund or vacation goal without any manual effort
- Systematically paying off credit card debt or student loans on autopilot using AI-calculated payoff plans
- Tracking spending patterns across multiple bank accounts and credit cards in one unified dashboard
- Setting up and maintaining a personal budget in seconds using 2-Tap Budgets with rollover support
- Monitoring net worth growth over time to stay motivated and on track toward long-term financial goals
Pros
- Fully Automated Financial Management: Piere's self-driving money technology handles savings and debt payoff automatically, removing the need for manual transfers and constant monitoring.
- Works With Your Existing Bank: No need to open a new account — Piere connects securely to over 95% of US banks, making onboarding seamless.
- Measurable Savings Impact: Users save an average of $6,500 more per year, demonstrating tangible real-world financial improvement backed by platform data.
- All-in-One Financial Dashboard: Covers spending, budgets, net worth, and automated goals across multiple accounts in a single, unified app.
Cons
- Full Features Require a Paid Subscription: Core automation and advanced AI features are locked behind Piere Plus+ or Platinum subscription tiers after the free trial ends.
- Limited Investment & Tax Coverage: Piere focuses on savings and debt management but does not deeply cover investing, tax planning, or retirement account optimization.
- Primarily US-Focused: The 95% bank coverage and partner integrations are centered on US financial institutions, limiting utility for users in other countries.
Frequently Asked Questions
What is Piere?
Piere is an AI-powered personal finance app that automates savings, debt payoff, and budgeting through its self-driving money technology. It connects to your existing bank accounts and moves money automatically based on a personalized AI financial plan.
How does Moves (self-driving money) work?
Moves are AI-configured automation rules that Piere activates based on your financial goals. Once turned on, they automatically transfer money between accounts to build savings, pay down debt, or prevent overdrafts — all without any manual action from you.
Do I need to open a new bank account to use Piere?
No. Piere connects securely to your existing bank accounts, covering over 95% of US banks. You can start growing your savings and paying off debt without switching banks or opening new accounts.
How much does Piere cost?
Piere offers a free trial along with paid subscription tiers including Piere Plus+ and Piere Platinum. A $120 money-back guarantee is included, and the platform periodically offers discounts such as 50% off an annual subscription.
Is my financial data safe with Piere?
Piere uses secure, read-level bank connections to link your accounts and does not store your banking credentials. The platform is built with security and privacy as core principles to protect your sensitive financial information.
