About
Settld is a UK-based bereavement administration platform designed to reduce the stress, time, and cost involved in settling a loved one's affairs after they pass away. Where government services like Tell Us Once cover public-sector notifications, Settld handles everything else — working with more than 1,400 leading organisations including banks, utilities, insurers, and subscription services to notify them of a death in a single submission. Users complete one secure web form to initiate the process. From there, a dedicated Settld Assistant is assigned to coordinate all outstanding tasks, provide real-time updates via a personal dashboard, and offer ongoing support by phone or email. The platform covers a comprehensive range of bereavement needs: closing, transferring, or freezing accounts; obtaining date-of-death balances for probate; conducting asset searches (56% of which uncover at least one asset worth over £1,760); arranging property clearance and sale; connecting families with the right probate practitioner; and providing access to grief support, financial guidance, and debt management. Settld is completely free to bereaved individuals and families — partner service providers pay a small referral fee instead. The platform uses bank-grade security, with data encrypted in transit and at rest, multi-factor authentication, and storage in ISO 27001-certified UK data centres. It is ideal for executors, next of kin, solicitors, and anyone managing an estate who wants a streamlined, supported experience during an emotionally difficult time.
Key Features
- Multi-Company Death Notification: Notify over 1,400 banks, utilities, insurers, and service providers of a death in a single web form submission, eliminating the need to contact each company individually.
- Probate & Estate Admin Support: Connects families with the right probate practitioner based on estate complexity, helping distribute funds to beneficiaries faster while avoiding unnecessary solicitor fees.
- Asset Search: Searches for unknown or forgotten financial accounts and policies; 56% of searches uncover at least one asset worth over £1,760, giving families peace of mind they've found everything.
- Property Clearance & Sale: Coordinates home clearance and property valuation or sale through a trusted nationwide partner network, managed entirely from the secure Settld dashboard.
- Dedicated Settld Assistant: Each user is assigned a personal assistant who tracks all tasks, provides real-time dashboard updates and weekly emails, and offers ongoing phone and email support throughout the process.
Use Cases
- An executor notifying all of a deceased person's banks, utilities, and subscription services of their death in a single submission rather than contacting each company separately
- A next of kin obtaining date-of-death balances from financial institutions to complete probate paperwork accurately and efficiently
- A family coordinating the clearance, valuation, and sale of a deceased relative's property through Settld's trusted nationwide partner network
- An individual conducting a comprehensive asset search to ensure all pension policies, savings accounts, and investments held by the deceased have been identified before closing the estate
- A bereaved person accessing grief support, financial guidance, and probate bridging loan referrals all from one secure platform without needing to research providers independently
Pros
- Completely Free for Families: The entire concierge service costs bereaved families nothing — partner organisations fund the platform through small introductory fees.
- Comprehensive Coverage: Covers virtually every aspect of bereavement admin in one place, from account closures and probate to property sales, debt management, and grief support referrals.
- Bank-Grade Security: Data is encrypted in transit and at rest, protected by multi-factor authentication, and stored in ISO 27001-certified UK data centres, ensuring sensitive information stays safe.
- Award-Winning & Trusted: Recognised with industry awards and strong TrustPilot reviews, giving families confidence in a difficult time.
Cons
- UK-Only Service: Settld operates exclusively in the United Kingdom, making it unavailable to families in other countries dealing with international estates.
- Limited to Partner Network: Notifications and account changes can only be processed for companies within Settld's network of 1,400+ organisations; companies outside the network must still be contacted independently.
- Process Requires Manual Form Completion: Users must complete an initial web form with detailed information about the deceased and their accounts before the service can begin, which may take time to gather.
Frequently Asked Questions
Is Settld really free to use?
Yes, Settld is completely free for bereaved individuals and families. When Settld connects you with a trusted service partner (such as a probate practitioner or conveyancer), that partner pays Settld a small introductory fee, which funds the entire concierge service at no cost to you.
How does Settld notify companies of a death?
You complete one secure web form providing details about the deceased and the accounts you need to close, transfer, or amend. Settld then contacts all relevant companies within its network of 1,400+ organisations on your behalf, requesting account changes and any credit owed to the estate.
What is the difference between Settld and Tell Us Once?
Tell Us Once is a UK government service that notifies public-sector departments (such as HMRC, DWP, and local councils) of a death. Settld handles the private sector — banks, utilities, insurers, subscription services, and more — complementing Tell Us Once rather than duplicating it.
How secure is my data on Settld?
Settld uses bank-grade security: all data is encrypted in transit and at rest, access is protected by multi-factor authentication, and data is stored in ISO 27001-certified UK data centres.
Can Settld help if I don't know all of the deceased's accounts?
Yes. Settld offers an Asset Search service that proactively searches for unknown financial accounts, pensions, and policies. Over 56% of asset searches uncover at least one asset worth more than £1,760, helping ensure nothing is missed during estate administration.
