About
Suttons and Robertsons is London's premier luxury pawnbroker, with a heritage dating back to 1770, making it the oldest pawn shop in the UK. Operating from three central London locations — Victoria, Edgware Road, and South Kensington — the firm offers a discreet, professional, and FCA-regulated service for clients seeking to unlock the value of their luxury assets. Their core offering includes pawn loans from £500 for terms of up to 6 months, secured against items such as Rolex and Patek Philippe watches, Cartier and Tiffany jewellery, gold, diamonds, fine art, fine wine, classic cars, antiques, and luxury handbags. For clients looking to sell, two options are available: a Direct Sale with immediate payment, or a Consignment Sale where the firm sells on the client's behalf and charges a commission. Valuations are carried out by JET-trained specialists, ensuring accurate and competitive offers. Clients can obtain a free quote online, visit a showroom in person (with appointment booking recommended), or use a home collection service for added convenience. The business is backed by an institutional asset manager, providing confidence and stability for high-value transactions. Suttons and Robertsons is ideal for individuals and collectors seeking fast, confidential liquidity against luxury possessions without the need for traditional banking. With over £300 million funded since 2010 and centuries of expertise, they are the trusted choice for luxury asset finance in the UK.
Key Features
- Pawn Loans from £500: Secure short-term loans of up to 6 months against luxury assets including watches, jewellery, gold, fine art, classic cars, and designer handbags.
- Direct Sale & Consignment Options: Sell luxury items instantly via direct purchase with immediate payment, or opt for consignment sale through their showrooms for potentially higher returns.
- JET-Trained Specialist Valuers: In-house experts trained to the highest industry standards ensure accurate, competitive valuations across all luxury asset categories.
- Home Collection Service: A convenient home collection option allows clients to have items collected directly from their address, removing the need to visit a showroom in person.
- FCA Regulated & Institutionally Backed: Fully regulated by the Financial Conduct Authority for pawnbroking loans and supported by an institutional asset manager, providing security and trust.
Use Cases
- A watch collector needing short-term liquidity pawns a Rolex Daytona for a 6-month loan without having to sell the timepiece permanently.
- An individual inheriting vintage jewellery seeks a quick, confidential valuation and immediate payment via direct sale.
- A business owner uses a classic car as collateral for a fast pawn loan to cover a temporary cash flow gap.
- A luxury handbag owner opts for consignment sale of a Hermès Birkin to achieve the best possible market price through Suttons and Robertsons' showroom.
- A fine art owner in a remote location uses the home collection service to have paintings assessed and loaned against without travelling to London.
Pros
- Centuries of Expertise: With a heritage since 1770, Suttons and Robertsons bring unmatched experience and credibility in luxury asset valuation and finance.
- Fast, Confidential Service: Clients receive quick quotes and immediate payment options, with full discretion guaranteed throughout the process.
- Multiple Convenient Channels: Services available online, in-person across three London showrooms, or via a home collection service to suit all client preferences.
- Broad Asset Coverage: Accepts a wide range of luxury assets — from watches and jewellery to fine wine, classic cars, and fine art — covering virtually all high-value collectibles.
Cons
- London-Centric Locations: Physical showrooms are limited to central London, which may be inconvenient for clients outside the capital, though the home collection service partially mitigates this.
- Minimum Loan Threshold: Pawn loans start from £500, meaning lower-value items may not qualify for their lending service.
- Interest Costs on Loans: As with all pawn lending, interest accrues over the loan term, making it a relatively expensive form of short-term finance compared to mainstream credit options.
Frequently Asked Questions
How do I get a quote from Suttons and Robertsons?
You can request a free quote by completing the online quote form on their website, calling 0800 182 2330, WhatsApp-ing the team, or visiting one of their three central London showrooms in person.
What luxury assets can I pawn or sell?
They accept a wide range of luxury assets including watches (Rolex, Patek Philippe, Cartier, Omega, Breitling, IWC, and more), jewellery (Cartier, Tiffany, Bvlgari, Van Cleef & Arpels, and others), gold, silver, diamonds, fine art, fine wine, classic cars, antiques, and designer handbags.
How long are pawn loans available for?
Pawn loans are available for up to 6 months, with a minimum loan value of £500. The loan is secured against your luxury asset, which is held safely until repayment.
What is the difference between a Direct Sale and a Consignment Sale?
A Direct Sale means Suttons and Robertsons purchases your item outright with immediate payment. A Consignment Sale means they sell your item on your behalf through their showroom, taking a commission on the final sale price — which may yield a higher overall return.
Is Suttons and Robertsons regulated?
Yes, they are fully regulated by the Financial Conduct Authority (FCA) for pawnbroking loans, and are backed by an institutional asset manager, providing clients with a secure and trustworthy service.
