About
Tabby is an AI-powered bookkeeping software purpose-built for solopreneurs, freelancers, gig workers, independent contractors, and small business owners who need financial clarity without the complexity of traditional accounting tools. Designed by a CPA and powered by advanced AI, Tabby automatically connects to your business and personal bank accounts and credit cards to sync transactions in real time. Once connected, Tabby's AI categorizes every transaction with 99% accuracy — learning from your corrections over time — and surfaces tax deductions you might otherwise miss. The built-in Deduction Finder has already identified over $14 million in deductions across its 4,000+ user base. Tabby generates professional Profit & Loss reports instantly, keeping you tax-ready year-round with zero manual data entry. Key capabilities include AI transaction categorization, an automatic expense tracker, smart bank statement matching, and a built-in 1099 tax calculator. It also supports one-click migration from QuickBooks, making it easy to switch. Tabby is ideal for realtors, content creators, gig economy workers, accountants managing client books, and any self-employed individual who wants bookkeeping that truly runs itself — saving hours of manual work every month.
Key Features
- AI Transaction Categorization: Automatically categorizes bank and credit card transactions with 99% accuracy, learning from user corrections to improve over time.
- Automatic Deduction Finder: Scans every transaction to surface eligible tax deductions, helping small business owners and freelancers maximize savings at tax time.
- Real-Time Bank Sync: Connects to all your business and personal bank accounts and credit cards to automatically import and organize transactions as they happen.
- Instant Profit & Loss Reports: Generates professional, tax-ready Profit & Loss reports on demand with no manual work required.
- 1099 Tax Calculator: Built-in tax calculator tailored for 1099 workers and self-employed individuals to estimate quarterly and annual tax obligations.
Use Cases
- A freelance consultant connects their business bank account to Tabby to automatically categorize expenses and prepare for quarterly 1099 tax filing without hiring a bookkeeper.
- A real estate agent uses Tabby's Deduction Finder to identify eligible business deductions throughout the year, maximizing tax savings at filing time.
- A content creator on YouTube or TikTok tracks income and expenses across multiple revenue streams using Tabby's automated categorization and P&L reports.
- A gig economy worker driving for Uber or DoorDash uses Tabby's 1099 Tax Calculator to estimate self-employment taxes and avoid underpayment penalties.
- A small business owner migrates from QuickBooks to Tabby in one click to reduce software costs while maintaining accurate, automated books year-round.
Pros
- Extremely easy to set up: No credit card required to start, and one-click QuickBooks migration means users can be up and running in minutes.
- High AI accuracy: 99% AI categorization accuracy reduces the need for manual review, saving significant time for busy solopreneurs.
- Built for non-accountants: Designed by a CPA but tailored for people without accounting backgrounds — no spreadsheets, jargon, or manual entry needed.
- Proactive tax savings: The Deduction Finder actively identifies deductions users might miss, with over $14M found across the platform to date.
Cons
- Limited to simple bookkeeping needs: Best suited for solopreneurs and freelancers with straightforward finances; may lack the advanced features required by larger businesses.
- Web-only platform: No dedicated mobile app is prominently featured, which may limit on-the-go access for some users.
- Newer platform with smaller ecosystem: As a newer tool, Tabby has fewer integrations and a smaller community compared to established players like QuickBooks or FreshBooks.
Frequently Asked Questions
Who is Tabby designed for?
Tabby is built for solopreneurs, freelancers, independent contractors, 1099 workers, gig economy workers, realtors, content creators, and small business owners who want automated bookkeeping without hiring an accountant.
Is Tabby free to use?
Yes, Tabby offers a free plan with no credit card required to get started. A Pricing page suggests additional paid tiers are available for more advanced needs.
How does Tabby categorize my transactions?
Tabby connects to your bank accounts and credit cards, then uses AI to analyze and categorize each transaction in real time with 99% accuracy. It also learns from any manual corrections you make.
Can I switch from QuickBooks to Tabby?
Yes. Tabby supports one-click migration from QuickBooks for free, making it easy to transfer your existing financial data without manual re-entry.
What reports does Tabby generate?
Tabby generates professional Profit & Loss (P&L) reports instantly, along with tax-ready expense summaries and deduction reports to simplify tax filing.
