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About
Titan is a registered investment advisor (RIA) and modern wealth management platform built for individuals facing high-stakes financial decisions—particularly employees at high-growth tech companies like Anthropic, SpaceX, and OpenAI. Rather than relying on automated tools or rotating support staff, Titan pairs every client with a dedicated, experienced human financial advisor for truly personalized guidance. The platform focuses on the financial moments that matter most: RSU vesting events, expiring stock options, concentrated single-stock exposure, upcoming IPOs or acquisitions, secondary sales, and career transitions like layoffs or new roles. Advisors proactively build a complete view of each client's financial picture—equity exposure, taxes, liquidity needs, and upcoming deadlines—before any decision is made. Titan's advisors bring backgrounds from institutions like J.P. Morgan Private Bank, Goldman Sachs, and CAPTRUST, holding credentials including CFP®, Series 7, 65, and 66 licenses. Services span investment management, equity compensation planning, tax optimization, retirement planning, and cash flow planning—all under a fiduciary duty to act in clients' best interests. With $1.1B in assets under management and a flat 0.4% annual advisory fee (no additional flat fees), Titan offers institutional-quality financial guidance at a transparent, accessible price point. It is best suited for high-earning professionals whose wealth is tied to equity compensation and who need proactive, time-sensitive financial guidance rather than reactive, transactional advice.
Key Features
- Dedicated 1-on-1 Human Advisor: Every client works directly with a single, experienced financial advisor—no rotating staff, no automated handoffs, and no call centers.
- Equity Compensation & RSU Planning: Specialized guidance on RSU vesting, stock options, concentrated stock positions, and equity-driven wealth decisions before critical deadlines.
- Liquidity Event Strategy: Proactive planning for IPOs, acquisitions, secondary sales, and bonuses—covering tax treatment, diversification timing, and execution.
- Holistic Tax Optimization: Advisors coordinate investment management, tax planning, and cash flow to ensure tradeoffs are intentional and tax outcomes are optimized.
- Fiduciary Investment Management: As a registered investment advisor (RIA), Titan is legally required to act in clients' best interests, covering investments, retirement, and more.
Use Cases
- A software engineer at a pre-IPO startup managing RSU vesting schedules and planning tax-efficient diversification strategies before the lock-up period expires.
- A tech professional receiving a large bonus or going through a secondary sale who needs guidance on timing, tax treatment, and reinvestment decisions.
- An employee transitioning between high-paying tech roles who needs to reconcile equity from multiple employers, retirement accounts, and changing cash flow.
- A founder or early employee approaching an acquisition who wants proactive advice on tax optimization and diversification before the liquidity event closes.
- A high-earning professional with concentrated stock positions seeking to reduce single-stock risk while minimizing capital gains taxes.
Pros
- True Fiduciary Standard: As an RIA, Titan is legally obligated to prioritize client interests—eliminating conflicts of interest common in commission-based advisory models.
- Transparent, Competitive Fee: A flat 0.4% annual advisory fee with no additional flat charges makes the cost structure simple and competitive relative to traditional wealth managers.
- Deep Expertise in Tech Equity: Advisors regularly handle equity compensation, RSU strategies, and liquidity events for tech employees—these aren't edge cases but core competencies.
- Proactive, Context-Aware Guidance: Advisors maintain ongoing context of each client's full financial picture and adapt recommendations as roles, income, or equity complexity changes.
Cons
- Not Suitable for Entry-Level Investors: Titan is designed for individuals with significant equity compensation or complex financial situations, making it less relevant for those early in wealth accumulation.
- Limited Self-Service Tools: The platform is advisor-driven; clients who prefer full DIY control over their portfolios may find the model less flexible than brokerage alternatives.
- AUM-Based Pricing Scales with Wealth: While 0.4% is competitive, the advisory fee grows in absolute terms as assets increase, which may be a consideration for very high-net-worth individuals.
Frequently Asked Questions
What makes Titan different from a robo-advisor?
Unlike robo-advisors that rely entirely on algorithms, Titan provides a dedicated human financial advisor for each client. This means personalized, proactive guidance on complex decisions like RSU vesting, liquidity events, and tax strategy—not just automated portfolio rebalancing.
How much does Titan charge?
Titan charges a flat 0.4% annual advisory fee based on assets under management. There is no additional flat fee, though other custodian and fund expenses may apply. Full details are available in their Form ADV Part 2A and Fee Schedule.
Who is Titan best suited for?
Titan is ideal for high-earning professionals—particularly tech employees at companies like Anthropic, SpaceX, and OpenAI—who have equity compensation, RSUs, or stock options and need expert guidance on time-sensitive wealth decisions.
Is Titan a fiduciary?
Yes. Titan is a registered investment advisor (RIA), which means it is legally required to act in clients' best interests at all times—a higher standard than many broker-dealers.
What services does Titan provide beyond investment management?
In addition to investment management, Titan offers equity compensation planning, RSU and stock option strategy, tax optimization, retirement planning, cash flow planning, and guidance through liquidity events like IPOs or acquisitions.
