About
Zego is a next-generation motor insurance provider built for modern drivers and businesses across the UK. Using its proprietary Sense telematics technology, Zego monitors driving behaviour and rewards safer drivers with up to £60 per year in cashback — making it one of the few insurance platforms that actively incentivises good driving. The platform covers a wide range of vehicles and use cases, including personal car insurance, learner driver policies, private hire and Uber taxi insurance, delivery car and scooter insurance (for platforms like Deliveroo, Just Eat, Uber Eats, and Amazon Flex), and van insurance for personal, courier, and business use. Policies are managed entirely through a mobile app, allowing drivers to access documents, make changes, and file claims quickly and easily. The award-winning claims management system streamlines incident reporting for faster resolution. Zego is authorised and regulated by the FCA, making it a trusted choice for over half a million UK drivers. Whether you're a gig economy worker, sole trader, or growing logistics business, Zego offers flexible, transparent cover that adapts to how you actually drive and work.
Key Features
- Sense Telematics: App-based telematics technology that monitors driving behaviour and rewards safer drivers with up to £60 a year in cashback.
- Wide Vehicle & Use-Case Coverage: Covers personal cars, delivery cars and scooters, private hire taxis, vans for business/courier/personal use, and learner drivers.
- App-Based Policy Management: Manage your policy, access documents, add extras, and report claims anytime from the Zego mobile app.
- Gig Economy & Platform Integration: Dedicated insurance products for drivers working with Uber, Deliveroo, Just Eat, Uber Eats, Amazon Flex, and Bolt.
- Award-Winning Claims Management: Streamlined incident reporting process that allows drivers to quickly and easily file and track claims.
Use Cases
- A food delivery driver working for Deliveroo or Uber Eats getting flexible delivery scooter or car insurance that covers both work and personal riding.
- A private hire taxi driver registered with Uber or Bolt obtaining all-in-one taxi insurance tailored to their platform-based work.
- A tradesperson or contractor insuring their van for business use, with cover for carrying their own tools and goods.
- A new or provisional driver taking out annual learner driver insurance ahead of their driving test.
- A courier driver using their own van to deliver parcels for third-party companies, needing specialist courier van cover.
Pros
- Rewards Safe Drivers: Telematics-based cashback of up to £60/year incentivises responsible driving, making it financially beneficial for careful drivers.
- Tailored for Gig Economy Workers: Purpose-built cover for food delivery, parcel delivery, and ride-hailing drivers who are often underserved by traditional insurers.
- Fully App-Managed: Convenient mobile app lets users view documents, update cover, and handle claims without paperwork or phone calls.
- FCA Authorised & Regulated: Full regulatory compliance gives policyholders confidence and consumer protection under UK financial law.
Cons
- UK Only: Zego's insurance products are currently available only in the United Kingdom, limiting accessibility for drivers in other regions.
- Telematics Monitoring Required: The Sense programme requires ongoing driving data collection, which may not suit drivers uncomfortable with continuous monitoring.
- Paid Product: As a commercial insurance provider, there is no free tier — all cover requires premium payments.
Frequently Asked Questions
What is Zego Sense telematics?
Zego Sense is a telematics programme built into the Zego app. It monitors your driving behaviour — such as speed, braking, and cornering — and rewards safer drivers with up to £60 cashback per year.
What types of insurance does Zego offer?
Zego offers personal car insurance, telematics car insurance, learner driver insurance, private hire/taxi insurance, Uber driver insurance, van insurance (personal, courier, and business), delivery car insurance, and scooter/motorbike delivery insurance.
Is Zego suitable for gig economy workers?
Yes. Zego has dedicated policies for delivery and ride-hailing drivers working with platforms including Uber, Deliveroo, Just Eat, Uber Eats, Amazon Flex, and Bolt.
How do I manage my Zego policy?
All policy management is done through the Zego mobile app, available on iOS and Android. You can view documents, make changes to your cover, and report claims directly in the app.
Is Zego regulated?
Yes, Zego is authorised and regulated by the Financial Conduct Authority (FCA) in the United Kingdom.
