About
CompScience is an AI-powered platform that merges workers' compensation insurance with proactive workplace safety technology. Its flagship Active Commercial Insurance product uniquely embeds real-time risk management directly into a comp policy—the first offering of its kind. The Active Risk Management (ARM) system uses computer vision to analyze workplace video feeds, identify hazard patterns, and deliver instant mobile and on-screen alerts so supervisors can intervene before incidents happen. The Safe Work Plan feature converts real job planning into compliant, defensible safety documentation that frontline workers can actually use. Risk Navigator, a free loss run analysis tool, lets brokers and employers upload loss run files and receive AI-generated risk intelligence in seconds—surfacing cost drivers, hazard trends, and competitive opportunities that traditional reviews miss. On the claims side, CompScience offers 24-hour claim initiation, proactive data-driven case management, comprehensive investigation, and return-to-work programs designed for faster, fairer resolution. The platform is purpose-built for physical-workplace industries: construction, manufacturing, restaurants, auto service, wholesale and warehousing, retail, and food processing. Published case studies show clients achieving up to 73% risk reduction (Propak) and consistent 20–30% TCOR improvements. CompScience is designed for risk managers, safety officers, HR leaders, and insurance brokers seeking to move from reactive claims response to active, measurable risk prevention.
Key Features
- AI Video Hazard Detection: Uses computer vision to analyze workplace camera feeds, identify risk patterns, and deliver real-time mobile and on-screen alerts so teams can respond before incidents occur.
- Active Risk Management (ARM): Combines predictive claims analytics with real-time safety monitoring in a single platform, driving documented 20–30% reductions in total cost of risk.
- Risk Navigator — Free Loss Run Analysis: Upload any loss run file and instantly receive AI-driven risk intelligence that surfaces cost drivers, hazard trends, and opportunities in seconds—no manual review required.
- Safe Work Plan: Transforms real job planning into compliant, defensible safety documentation that frontline workers and supervisors can use on the job site.
- Proactive Claims Management: Delivers 24-hour claim initiation, data-driven case oversight, thorough investigation, and return-to-work programs to resolve claims faster and more accurately.
Use Cases
- A construction company deploys CompScience's AI video monitoring across job sites to detect fall hazards and unsafe equipment handling in real time, allowing supervisors to intervene before accidents occur.
- An insurance broker uploads a prospect's loss run file into Risk Navigator to instantly generate AI-powered risk insights, using the analysis to differentiate their pitch and win a new workers' comp account.
- A manufacturing plant uses the Active Risk Management platform to benchmark safety performance across multiple facilities and identify which locations carry the highest incident risk for targeted intervention.
- A restaurant chain implements the Safe Work Plan tool to generate compliant, defensible job safety documentation for frontline staff, reducing regulatory liability and streamlining OSHA compliance.
- A warehousing operation's risk management team monitors AI hazard alerts and claims trends through CompScience dashboards to proactively reduce repetitive stress injuries among warehouse workers.
Pros
- Integrated Insurance + Safety Platform: Uniquely bundles workers' comp coverage with live AI safety tools, closing the gap between insurance and active risk prevention.
- Proven, Measurable ROI: Published case studies document up to 73% risk reduction and 20–30% TCOR improvements, giving buyers concrete evidence of value.
- Free Loss Run Analysis for Brokers: Risk Navigator provides instant, no-cost AI insights from loss run data—a powerful prospecting tool for insurance brokers winning new accounts.
- Multi-Industry Coverage: Purpose-built for the highest-risk physical-workplace sectors including construction, manufacturing, food processing, warehousing, and retail.
Cons
- Requires On-Site Camera Infrastructure: AI video analysis features depend on workplace camera systems, which may require additional hardware investment before the platform reaches full capability.
- Limited to Physical-Workplace Industries: Primarily designed for companies with on-site operations; remote or fully office-based businesses will find limited applicability.
- No Public Pricing: Insurance premiums and platform subscription costs are not publicly listed; businesses must engage a broker or contact CompScience directly for quotes.
Frequently Asked Questions
What makes CompScience's Active Commercial Insurance different from standard workers' comp?
Active Commercial Insurance is the first workers' comp product to embed AI-powered, real-time safety technology directly into the policy. Policyholders don't just receive coverage—they get active hazard monitoring, risk dashboards, and predictive analytics that reduce incidents and lower premiums over time.
How does the AI hazard detection system work?
CompScience uses computer vision to continuously analyze video from existing workplace cameras. When a hazardous condition or behavior is detected, the platform sends instant alerts to workers' mobile devices and on-screen displays, enabling supervisors to respond immediately before an injury occurs.
What is Risk Navigator and who is it for?
Risk Navigator is CompScience's free AI-powered loss run analysis tool. Brokers and employers upload a loss run file and the system instantly identifies cost drivers, hazard patterns, and risk opportunities—making it especially valuable for brokers prospecting new workers' comp accounts.
Which industries does CompScience serve?
CompScience is purpose-built for high-risk, physical-workplace industries including construction, manufacturing, restaurants, auto service, wholesale and warehousing, retail, and food processing.
What results have clients achieved with CompScience?
Propak reduced its workplace risk by 73% using CompScience's AI-driven insights. Across clients, the Active Risk Management platform consistently delivers 20–30% reductions in total cost of risk (TCOR), with additional case studies available from Shelby Erectors, Peerless Products, and Keystone Natural Holdings.
