About
DriveWealth is a global financial technology infrastructure company that pioneered fractional share investing and has since evolved into a comprehensive Brokerage-as-a-Service (BaaS) platform. Built for B2B partners, DriveWealth provides modern, RESTful APIs that allow any company — from early-stage fintechs to established banks and consumer brands — to embed fully functional investing capabilities into their own products and apps. The platform handles the complete investment lifecycle: customer onboarding, KYC/compliance, account funding, real-time trading, digital statements, and tax reporting. Partners can offer their clients access to US equities, ETFs, mutual funds, fixed income, and options, as well as innovative features like round-up investing and fractional share ownership. DriveWealth's modern architecture is designed for speed and extensibility, enabling partners to move from concept to live product rapidly. Its sandbox environment lets developers test API flows before going live. The platform also manages regulatory and compliance requirements automatically, removing a major barrier to entry for companies wanting to offer financial services. DriveWealth serves banks, broker-dealers, asset managers, digital wallet providers, and consumer brands across the US, Latin America, EMEA, and APAC regions. It is the infrastructure of choice for companies looking to deepen client engagement and unlock new revenue streams through embedded investing — without the overhead of building or maintaining a brokerage from scratch.
Key Features
- Brokerage-as-a-Service APIs: Modern, RESTful APIs that allow partners to embed end-to-end US securities trading — including equities, ETFs, mutual funds, fixed income, and options — into their own platforms.
- Fractional Share Investing: DriveWealth pioneered fractional share ownership, enabling partners to offer clients the ability to invest any dollar amount in any stock, including round-up purchase features.
- Full Investment Lifecycle Management: Handles every stage of the investment journey — customer onboarding, KYC, account funding, trading execution, digital statements, and tax reporting — in a single integrated platform.
- Built-in Compliance & Regulatory Support: Automatically manages regulatory requirements so partners can offer financial services without building their own compliance infrastructure from scratch.
- Global Partner Network: Supports 100+ fintech and institutional partners across the US, Latin America, EMEA, and APAC, with infrastructure scaled for digital-native and established financial companies alike.
Use Cases
- A fintech startup embeds fractional share investing into its consumer budgeting app, allowing users to round up purchases and automatically invest the difference.
- A digital bank integrates DriveWealth APIs to offer stock and ETF trading natively within its existing mobile banking experience, increasing user engagement and retention.
- A consumer loyalty brand enables customers to earn fractional shares of stock as rewards instead of traditional points, deepening brand affinity.
- A digital wallet provider expands its product to include a brokerage account, letting users move seamlessly between payments and investing in one app.
- An asset manager builds a white-label robo-advisor product for its retail clients, using DriveWealth's APIs to handle order execution, compliance, and account management.
Pros
- Pioneer in Fractional Investing: DriveWealth was the first to offer fractional share investing at scale, giving partners a proven, differentiated feature that drives client engagement.
- End-to-End Platform: Covers the entire brokerage workflow from onboarding to tax reporting, so partners don't need to stitch together multiple vendors or build core infrastructure themselves.
- Sandbox for Rapid Development: Developers can test and prototype integrations in a dedicated sandbox environment before going live, reducing time-to-market significantly.
- Global Reach: Operates across four major regions, enabling partners to serve international client bases without navigating multi-jurisdictional brokerage complexity alone.
Cons
- B2B Only — Not for Individual Investors: DriveWealth is exclusively a partner-facing infrastructure provider; retail investors cannot open accounts or trade directly through DriveWealth.
- Enterprise-Level Complexity: Integration requires developer resources and a formal partnership agreement, making it less accessible for very small teams or non-technical founders.
- Opaque Pricing: Pricing is not publicly listed and requires direct sales engagement, which can slow down evaluation for early-stage startups assessing feasibility.
Frequently Asked Questions
What is DriveWealth?
DriveWealth is a Brokerage-as-a-Service company that provides API-based financial technology infrastructure, allowing B2B partners such as fintechs, banks, and consumer brands to embed investing and securities trading into their own products.
Who are DriveWealth's typical partners?
DriveWealth works with a wide range of partners including banks, broker-dealers, asset managers, digital wallet providers, consumer brands, and fintech startups that want to offer investing as part of their product experience.
What types of securities can be traded on the DriveWealth platform?
Partners can offer their clients access to US equities, mutual funds, ETFs, fixed income instruments, and options through DriveWealth's trading infrastructure.
How does integration with DriveWealth work?
DriveWealth provides RESTful APIs along with a sandbox environment. Developers start by generating a session token, creating customers, opening trading accounts, and placing orders — following a documented flow that covers the full investment lifecycle.
In which regions does DriveWealth operate?
DriveWealth has a global presence, supporting partners and their clients in the United States, Latin America, EMEA (Europe, Middle East, and Africa), and APAC (Asia-Pacific).
