About
RVInsurance.com is a specialty insurance agency focused entirely on recreational vehicle coverage. Unlike standard auto insurance, RV-specific policies include protections for total loss or theft of the RV, permanent attachments, and personal belongings stored inside the vehicle. The platform allows users to enter their ZIP code and receive quotes from multiple top-rated, A-rated insurance carriers, ensuring they get competitive pricing tailored to their RV type — whether that's a Class A, B, or C motorhome, 5th wheel, travel trailer, Airstream, truck camper, or other RV. RVInsurance.com agents are specialists who understand the lifestyle and risks unique to RV owners, making them better equipped to recommend appropriate coverage. Beyond RV policies, the agency also offers auto, home, condo, and renter's insurance, enabling customers to bundle policies and unlock significant savings. Storage discounts and other incentives further reduce annual premiums. The service is accessible online or by phone, with knowledgeable agents available to walk customers through policy options. RVInsurance.com is ideal for full-time RVers, seasonal travelers, and first-time RV buyers who want peace of mind that their investment is fully protected with the right coverage at the best available rate.
Key Features
- Multi-Carrier Quote Comparison: Shops multiple top-rated, A-rated RV insurance carriers simultaneously to find the best coverage and price for your specific RV type.
- RV-Specific Coverage: Offers insurance designed exclusively for RVs, including protection for total loss, theft, permanent attachments, and personal belongings inside the vehicle.
- All RV Types Supported: Covers all major RV categories including Class A, B, and C motorhomes, 5th wheels, travel trailers, Airstreams, truck campers, and more.
- Bundle Discounts: Allows customers to bundle RV insurance with auto, home, condo, and renter's insurance for significant multi-policy savings.
- Expert RV Insurance Agents: Dedicated agents who specialize in RV insurance and understand the unique coverage needs, regulations, and lifestyle of RV owners.
Use Cases
- A first-time RV buyer seeking the right insurance coverage for a newly purchased Class A motorhome.
- A full-time RVer needing comprehensive protection for their primary residence on wheels, including personal belongings and liability.
- A seasonal camper looking to save money by adding storage discounts when the travel trailer is not in use.
- An RV owner wanting to consolidate all vehicle, home, and RV policies with one agency to maximize bundle discounts.
- A travel trailer owner wanting to compare rates across multiple insurers without contacting each company individually.
Pros
- Specialty Expertise: Unlike general insurance brokers, every agent focuses exclusively on RV coverage, resulting in more knowledgeable guidance and better-fit policies.
- Competitive Rate Shopping: Comparing quotes across multiple top-tier carriers in one place saves time and typically results in lower premiums than going directly to a single insurer.
- Bundling Savings: The ability to consolidate auto, home, and RV policies under one agency can yield hundreds of dollars in annual savings.
Cons
- US Market Only: Coverage appears limited to US-based RV owners, making it inaccessible for international customers or those traveling abroad.
- Paid Service: As an insurance product, ongoing premium payments are required — costs vary based on RV type, usage, and coverage level.
- Limited Online Self-Service: Complex policy customizations and detailed questions may still require a phone call with an agent rather than being fully handled online.
Frequently Asked Questions
Why do I need specialized RV insurance instead of regular auto insurance?
Standard auto insurance does not cover RV-specific risks such as total loss replacement, permanent attachments (awnings, slide-outs), or personal belongings stored inside the RV. RV insurance is purpose-built to address these unique exposures.
What types of RVs does RVInsurance.com cover?
They cover all major RV types including Class A, B, and C motorhomes, 5th wheels, travel trailers, Airstreams, truck campers, and other recreational vehicles.
How do I get a quote?
You can enter your ZIP code on the website to start an online quote, or call 1-866-646-1755 to speak directly with a specialist agent.
Can I bundle my RV insurance with other policies?
Yes. RVInsurance.com also offers auto, home, condo, and renter's insurance, and bundling multiple policies can result in significant multi-policy discounts.
Are there discounts available to lower my premium?
Yes. Discounts are available for factors such as storing your RV during the off-season, bundling policies, safe driving history, and more. Agents can walk you through all applicable savings.
