About
Surmount is an award-winning automated investing platform built for self-directed investors who want institutional-grade portfolio management without the complexity or cost. The platform provides access to over 150 expert-built and AI-generated investment strategies, each customizable to individual goals, risk tolerance, and investment horizons. Powered by proprietary AI and machine learning technology in active use since 2019, Surmount's intelligent agents handle automated order execution, position management, tax harvesting, defensive measures, and portfolio rebalancing — everything a professional portfolio manager would do. Users can also build their own custom strategies by turning any investment thesis into a data-driven, automated portfolio without writing a single line of code. Surmount integrates securely with America's top brokerages using bank-level encryption, making it easy to connect existing investment accounts in minutes. A unified dashboard keeps all investments in one place, with personalized goal planning, automated rebalancing, and AI-driven insights powered by over 20,000 data points. Whether you're a beginner seeking guided, set-and-forget investing or a seasoned investor looking to automate a custom strategy, Surmount democratizes professional-quality tools for everyday investors. With a free starting tier and no coding requirements, it lowers the barrier to sophisticated, data-driven investing for anyone.
Key Features
- 150+ Expert-Built Strategies: Access a curated library of over 150 professionally designed and AI-generated investment portfolios spanning various asset classes, risk profiles, and objectives.
- AI-Powered Portfolio Automation: AI agents powered by 20,000+ data points automate order execution, position management, tax harvesting, and defensive measures in real time.
- No-Code Strategy Builder: Turn any investment idea into a fully automated, data-driven portfolio using Surmount's no-code interface — no programming skills needed.
- Top Brokerage Integration: Connect seamlessly to America's leading brokerages and exchanges via bank-level security for frictionless, hands-free investing.
- Automated Rebalancing & Tax Harvesting: Surmount continuously rebalances your portfolio and applies tax-loss harvesting strategies to optimize long-term performance and minimize tax liability.
Use Cases
- A beginner investor wants to grow their retirement savings passively — Surmount automates an expert-curated portfolio connected directly to their existing brokerage account.
- An experienced investor implements a custom sector-rotation strategy and automates its execution without hiring a portfolio manager.
- A busy professional enables automated tax-loss harvesting to improve after-tax investment returns without manual oversight.
- A self-directed investor diversifies across multiple AI-built strategies simultaneously, monitoring everything from a single unified dashboard.
- A DIY investor tests a novel investment thesis by building a no-code, data-driven portfolio and tracking its live performance against benchmarks.
Pros
- No Coding Required: Anyone can build or automate investment strategies without technical expertise, making professional investing truly accessible.
- Real AI/ML Since 2019: Backed by battle-tested artificial intelligence and machine learning, not just marketing buzzwords, providing genuine analytical depth.
- Broad Brokerage Compatibility: Works with most major US brokerages, so users can automate existing accounts without transferring or liquidating assets.
- Free to Start: A free entry tier lowers the barrier significantly, allowing investors to explore and test strategies before committing to a paid plan.
Cons
- Primarily US-Focused: Brokerage integrations are centered on American platforms, which may exclude or limit international investors.
- Investment Knowledge Still Helpful: While no coding is needed, building sophisticated custom strategies still benefits from a foundational understanding of investing concepts.
- Limited Transparency on Asset Classes: Publicly available information does not fully detail the breadth of supported asset classes beyond equities and standard exchange-traded assets.
Frequently Asked Questions
How does Surmount connect to my brokerage?
Surmount uses bank-level security protocols to securely link your existing brokerage or exchange account. The setup process takes under two minutes and is compatible with most major US brokerages.
Do I need any coding skills to use Surmount?
No. Surmount is fully no-code. You can choose from pre-built expert strategies or design your own using a visual, logic-driven interface that requires no programming knowledge.
How much does Surmount cost?
Surmount offers a free tier to get started. Premium plans with additional features are available — visit their pricing page for the latest plan details and pricing.
How many investment strategies are available?
Surmount currently offers 150+ pre-built strategies created by professional investors and AI, covering a range of asset classes, risk levels, and investment goals.
What AI technology powers Surmount?
Surmount has employed proprietary AI and machine learning since 2019. Its AI agents analyze over 20,000 data points to power portfolio insights, automated trading decisions, and continuous optimizations.
