About
HomeBudget (powered by the Finances app from Anishu, Inc.) is a comprehensive personal finance management solution designed exclusively for iOS. It brings together cash flow tracking and investment management under one roof, making it easy to get a complete picture of your financial health. For cash flow management, the app supports expense and income tracking, budget creation, account management, payee tracking, and bill monitoring. Bills can be seamlessly converted into expenses upon payment, automatically adjusting account balances — eliminating double entry. Credit card payments can be recorded as transfers to prevent double-counting of expenses, keeping your records accurate. For investment tracking, HomeBudget supports both cash and stock investments, and automatically fetches daily stock prices so your portfolio stays up to date without manual input. The app accommodates a variety of budgeting cycles — weekly, every 2 weeks, every 4 weeks, semi-monthly, and monthly — making it flexible for different pay schedules. A built-in Cloud Sync feature automatically backs up your data and synchronizes entries across multiple iPhone and iPad devices. HomeBudget is free for the first 100 entries, with a monthly or yearly subscription required beyond that. It is ideal for individuals, families, and small business owners who want a structured, all-in-one tool for managing their day-to-day finances and investment portfolios on Apple devices.
Key Features
- Cash Flow Tracking: Track all your expenses and income across multiple accounts, with support for payees, bill tracking, and flexible billing cycles (weekly, bi-weekly, semi-monthly, monthly).
- Investment Portfolio Management: Monitor cash and stock investments with automatic daily stock price fetching, giving you an up-to-date view of your portfolio without manual data entry.
- Integrated Bill & Expense Workflow: Convert tracked bills directly into expenses upon payment, automatically updating account balances — and treat credit card payments as transfers to avoid double-counting.
- Budget Management: Set budgets aligned with your pay cycle and monitor spending against those budgets to stay on track financially.
- Cloud Sync & Multi-Device Support: Automatically back up your financial data to the cloud and sync entries seamlessly across your iPhone and iPad devices.
Use Cases
- Tracking monthly household expenses and income to stay within a personal or family budget
- Monitoring a stock and cash investment portfolio with automatically updated daily prices
- Managing recurring bills and converting them to expenses upon payment to keep account balances accurate
- Budgeting for irregular pay schedules using weekly, bi-weekly, or semi-monthly cycles
- Syncing financial records across multiple Apple devices for on-the-go access to up-to-date data
Pros
- Deeply Integrated Features: Bills, expenses, accounts, and budgets are interconnected — paying a bill automatically updates account balances, reducing manual work and errors.
- Investment Tracking with Live Data: Automatic daily stock price fetching keeps your investment portfolio current without any manual input.
- Flexible Billing Cycles: Supports multiple pay cycle frequencies (weekly, bi-weekly, semi-monthly, monthly) to match any budgeting style.
Cons
- iOS Only: The app is currently only available on iPhone and iPad — there is no Android, web, or desktop version.
- Subscription Required After 100 Entries: While free to start, ongoing use beyond 100 entries requires a monthly or yearly subscription, which may deter casual users.
Frequently Asked Questions
What platforms does HomeBudget support?
HomeBudget (Finances app) is currently available only on iOS — compatible with iPhone and iPad. There is no Android, web, or desktop version at this time.
Is HomeBudget free to use?
Yes, HomeBudget is free for the first 100 entries. After that, a monthly or yearly subscription is required to continue adding new entries.
Can I sync my data across multiple devices?
Yes. The app includes Cloud Sync that automatically backs up your financial data and keeps it synchronized across all your iPhone and iPad devices.
Does HomeBudget support investment tracking?
Yes. The Finances app from Anishu supports tracking both cash and stock investments, and it automatically fetches daily stock prices so your portfolio stays current.
How does HomeBudget handle credit card payments to avoid double-counting?
When you pay an expense with a credit card and later pay the credit card bill, HomeBudget lets you record the credit card payment as a transfer rather than a new expense, preventing the same expense from being counted twice.
