About
Kosmo is an all-in-one business management tool designed specifically for freelancers, solopreneurs, and small businesses across industries — from photographers and writers to florists and accountants. It brings together every administrative task you need to run a professional business into one streamlined platform. With Kosmo, you can create branded invoices, track payments, and get reminders for overdue bills. The platform supports online payment collection via Credit Card, ACH transfer, or PayPal. You can draft and send custom proposals to win clients, then protect both parties with digitally signable contracts. Project management features let you keep all project files, goals, and notes in one place, while time and task tracking ensures you can log billable hours and attach them directly to invoices. The built-in Client CRM stores contact information, invoice history, and project records for every client. Kosmo also includes income goal tracking so you can monitor weekly, monthly, and yearly revenue progress, along with recurring tasks, branded email templates, and automated reminders. The platform offers a free tier for getting started and a $15/month Pro plan with unlimited clients, invoices, contracts, and proposals — plus priority support and custom designs. A Teams plan is available for growing businesses needing multi-user access and API integration.
Key Features
- Invoicing & Payment Collection: Create branded invoices, track payment status, and collect money online via Credit Card, ACH transfer, or PayPal. Late payment reminders are sent automatically.
- Proposals & Digital Contracts: Build custom proposals to win new clients and generate legally protective contracts that can be signed electronically by both parties.
- Time & Task Tracking: Log timed work sessions and tasks directly linked to projects, then add them to invoices with a single click for accurate client billing.
- Client CRM & Project Management: Store all client contact details, invoices, and project history in one place. Keep project goals, files, and notes organized and accessible.
- Income Goal Tracking: Set trackable income targets and monitor your weekly, monthly, and yearly revenue progress to stay on top of your financial growth.
Use Cases
- A freelance copywriter uses Kosmo to send branded invoices, collect payments online, and store all client contracts in one place.
- A graphic designer tracks billable hours using the time tracking feature and automatically adds logged sessions to client invoices.
- A photographer creates custom proposals for new wedding clients, sends contracts for digital signature, and monitors outstanding payments from the dashboard.
- A solopreneur manages multiple client projects simultaneously, keeping goals, files, and notes organized under each project profile.
- A freelance accountant sets monthly income goals and uses Kosmo's progress tracking to monitor revenue against targets throughout the year.
Pros
- All-in-one freelancer toolkit: Replaces multiple separate tools by combining invoicing, contracts, CRM, project management, and time tracking in a single platform.
- Generous free tier: The $0/month plan lets new freelancers start managing clients and invoices without any upfront cost or credit card requirement.
- Beautifully designed and easy to use: Users consistently praise Kosmo's intuitive, clean interface that makes previously tedious admin tasks enjoyable to complete.
- Responsive team and continuous improvement: The Kosmo team actively implements user-suggested features and frequently ships platform updates based on community feedback.
Cons
- Free plan is heavily limited: The free tier caps users at 2 clients, 2 projects, 1 invoice per month, and 1 contract per month — outgrown quickly by active freelancers.
- No native mobile app: Kosmo is currently web-only, which may be inconvenient for freelancers who need to manage tasks or log time on the go from a mobile device.
- Teams plan lacks transparent pricing: Multi-user and API access requires contacting the sales team, making it harder for growing businesses to evaluate costs upfront.
Frequently Asked Questions
Is Kosmo free to use?
Yes, Kosmo offers a free plan at $0/month that includes 2 clients, 2 projects, 1 invoice per month, 1 contract per month, and 2 proposals per month. No credit card is required to get started.
What payment methods can I accept through Kosmo?
Kosmo supports online payment collection via Credit Card, ACH bank transfer, and PayPal, making it easy for clients to pay invoices directly from the invoice link.
Can I sign contracts digitally through Kosmo?
Yes. Kosmo allows you to create custom contracts and have them signed electronically by both you and your client, eliminating the need for third-party e-signature tools.
Who is Kosmo designed for?
Kosmo is built for freelancers and small business owners across all industries, including photographers, writers, graphic designers, accountants, florists, and more — anyone who manages clients and needs to invoice for their work.
What's included in the Level Up ($15/month) plan?
The Level Up plan includes unlimited clients, projects, invoices, contracts, and proposals, plus custom invoice designs, custom contract templates, saved email templates, and priority support.
