About
ZIGRAM is a comprehensive financial crime compliance and RegTech platform built for regulated institutions that need robust, scalable AML and risk management capabilities. Through its proprietary Integrated RegTech Stack, ZIGRAM offers a full Risk Application Ecosystem — including PreScreening.io for name and watchlist screening, Transact Comply for real-time transaction monitoring and payment screening, Entity Hero for systematic customer risk assessment, and DueDiliger for research-driven due diligence reports. The platform checks customer and third-party names against global sanctions lists, PEP (Politically Exposed Persons) databases, and watchlists in real time. It monitors financial transactions for AML and fraud signals, and assigns risk ratings to customers based on behavioral and profile data. ZIGRAM also offers specialized modules for crypto and digital asset compliance, ESG risk monitoring, and country-level risk watchlists. Designed to help organizations achieve 100% AML compliance, ZIGRAM caters to a wide range of industries: retail banking, fintech startups, crypto exchanges (VASPs), capital markets firms, and more. Its global footprint spans 30+ regions including the US, UK, EU, GCC, Southeast Asia, and Africa. With a suite of data products — including Sanctions Shield, Crypto Entities, and Emerging Threats datasets — ZIGRAM is a one-stop shop for financial crime risk management and regulatory intelligence.
Key Features
- Name & Sanctions Screening (PreScreening.io): Instantly checks customers and third parties against global sanctions lists, PEP databases, and watchlists to identify risk before onboarding.
- Real-Time Transaction Monitoring (Transact Comply): Monitors customer transactions and payment flows in real time to flag AML violations, suspicious patterns, and fraud indicators.
- Entity Risk Management (Entity Hero): Provides systematic, data-driven risk assessments for customers and entities, enabling dynamic AML risk rating and ongoing monitoring.
- Research-Driven Due Diligence Reports (DueDiliger): Generates comprehensive due diligence reports surfacing potential red flags for enhanced KYC and regulatory compliance processes.
- Regulatory Intelligence & Data Products: Offers curated datasets including Sanctions Shield, ESG Watch, Crypto Entities, Country Watchlists, and Emerging Threats for proactive compliance coverage.
Use Cases
- A retail bank uses ZIGRAM's Transact Comply to monitor millions of daily transactions in real time, automatically flagging suspicious activity for AML compliance teams.
- A fintech startup integrates PreScreening.io to run instant sanctions and PEP checks during customer onboarding, reducing manual review time and compliance risk.
- A crypto exchange leverages ZIGRAM's Crypto Entities dataset and transaction monitoring tools to meet FATF Travel Rule requirements and VASP-specific AML obligations.
- A capital markets firm uses DueDiliger to generate enhanced due diligence reports on counterparties, identifying red flags before executing high-value transactions.
- A compliance officer at a regulated firm uses Entity Hero to maintain dynamic, real-time AML risk ratings for their entire customer portfolio and flag changes requiring review.
Pros
- Comprehensive AML Ecosystem: Covers the full compliance lifecycle — from name screening and transaction monitoring to risk rating and due diligence — all within one integrated platform.
- Multi-Industry & Global Coverage: Supports banks, fintechs, crypto/VASPs, and capital markets firms across 30+ countries and regions with jurisdiction-specific compliance tools.
- Specialized Crypto & Digital Asset Compliance: Offers dedicated modules for assessing digital asset risk and monitoring crypto transactions to meet evolving global regulatory standards.
- Rich Proprietary Data Products: Provides unique datasets like Sanctions Shield, Emerging Threats, and ESG Watch that enhance risk intelligence beyond standard watchlist checks.
Cons
- Enterprise-Oriented Pricing: ZIGRAM is primarily designed for regulated financial institutions; no self-serve or transparent pricing is publicly available, making it less accessible for small businesses.
- Implementation Complexity: The breadth of the Risk Application Ecosystem means onboarding and configuration may require significant time, resources, and compliance expertise.
- No Free Trial Mentioned: Unlike some RegTech competitors, ZIGRAM does not appear to offer a publicly accessible free tier or trial — access requires booking a discovery call.
Frequently Asked Questions
What is ZIGRAM?
ZIGRAM is an integrated RegTech platform offering AML compliance, sanctions screening, transaction monitoring, fraud detection, and due diligence solutions for banks, fintechs, VASPs, and other regulated institutions worldwide.
Who is ZIGRAM designed for?
ZIGRAM serves a broad range of regulated industries including retail banks, fintech companies, crypto exchanges and VASPs, capital markets firms, and any organization subject to AML or KYC regulatory requirements.
What products are included in the ZIGRAM ecosystem?
ZIGRAM's ecosystem includes PreScreening.io (name screening), Transact Comply (transaction monitoring), Entity Hero (risk management), DueDiliger (due diligence reports), and data products such as Sanctions Shield, ESG Watch, Crypto Entities, Country Watchlists, and Emerging Threats.
Does ZIGRAM support cryptocurrency and digital asset compliance?
Yes. ZIGRAM offers dedicated modules for digital asset compliance, including Crypto Entities datasets and transaction risk assessment tools designed to meet global regulatory standards for VASPs and crypto businesses.
In which countries does ZIGRAM operate?
ZIGRAM supports compliance operations across 30+ regions globally, including the United States, United Kingdom, EU countries (Germany, France, Netherlands, etc.), GCC nations (UAE, Saudi Arabia, Bahrain), Southeast Asia, Africa, and more.
