About
Vaulted is a gold and silver investment platform designed to make precious metal ownership accessible, affordable, and straightforward. Through the app, users can purchase physical gold stored at the Royal Canadian Mint — one of the world's most secure and trusted vaults — with every bar tracked by serial number and fully insured. Investors maintain true ownership of their assets and can request physical delivery at any time. Beyond gold, Vaulted also offers silver bars stored at HSBC London, positioned as a complementary asset that performs well during market volatility. The platform's pricing model prioritizes transparency: a flat 1.8% fee applies to all buys and sells, with no ongoing management fees, processing charges, or hidden costs. VaultPlan, the platform's automated investment feature, allows users to schedule recurring gold or silver purchases — making it easy to dollar-cost average and grow a precious metals portfolio on autopilot. The app is built for a wide range of investors, from first-timers who want a simple entry point into gold to seasoned investors looking for a cost-effective, custody-grade alternative to ETFs or coin dealers. Vaulted is backed by McAlvany Financial Group, a family-run gold brokerage with over 50 years of experience. The combination of institutional-grade storage, transparent pricing, and a consumer-friendly interface makes Vaulted a standout in the precious metals space.
Key Features
- Royal Canadian Mint Storage: All gold is held at the Royal Canadian Mint — fully insured, independently audited, and secured at one of the world's most trusted vaults.
- Serial-Number Tracked Ownership: Every gold bar is individually tracked by serial number, ensuring true personal ownership down to the ounce with the ability to request physical delivery.
- Transparent 1.8% Flat Fee: No management fees, no processing fees. Vaulted charges a single flat 1.8% on buys and sells, cutting out middlemen and markups.
- VaultPlan Automated Investing: Schedule recurring gold and silver purchases on a custom cadence, enabling effortless dollar-cost averaging and hands-off portfolio growth.
- Silver Investing via HSBC London: In addition to gold, Vaulted offers silver bars stored at HSBC London — competitively priced and ideal for diversifying a precious metals portfolio.
Use Cases
- A first-time investor looking to add physical gold to their portfolio without the complexity of coin dealers or ETFs.
- A saver wanting to hedge against inflation or currency devaluation by holding real precious metals.
- An investor who wants to automate recurring gold purchases via VaultPlan to dollar-cost average over time.
- Someone diversifying beyond stocks and bonds by adding gold and silver as an uncorrelated asset class.
- A wealth-conscious individual who wants true, allocated ownership of gold bars stored in a world-class vault.
Pros
- True Physical Ownership: Unlike gold ETFs, users own real, allocated, serial-number-tracked bars they can take delivery of at any time.
- No Hidden Fees: The flat 1.8% transaction fee model is refreshingly transparent compared to competitors that bundle in management and storage fees.
- Backed by 50+ Years of Expertise: McAlvany Financial Group's decades of gold brokerage experience adds institutional credibility and market insight to the platform.
- Beginner-Friendly Interface: The app is designed for simplicity — account creation takes seconds and gold can be purchased in just a few taps.
Cons
- Limited Asset Classes: Vaulted only covers gold and silver, so investors looking for a broader portfolio of commodities or equities will need additional platforms.
- Transaction Fee on Every Trade: The 1.8% fee applies each time you buy or sell, which can add up for active traders or frequent rebalancers.
- No Crypto or Stocks Integration: Unlike some fintech apps, Vaulted does not support cryptocurrency, ETFs, or stock trading alongside precious metals.
Frequently Asked Questions
Where is my gold actually stored?
Your gold is stored at the Royal Canadian Mint in Canada — one of the most secure and respected vaults in the world. It is fully insured and independently audited.
Can I take physical delivery of my gold?
Yes. Vaulted allows you to request physical delivery of your gold bars at any time. Your holdings are tracked by serial number, ensuring clear, individual ownership.
What fees does Vaulted charge?
Vaulted charges a flat 1.8% fee when you buy or sell gold or silver. There are no management fees, storage fees, or hidden processing charges.
What is VaultPlan?
VaultPlan is Vaulted's automated investment feature that lets you schedule recurring gold or silver purchases on a custom schedule, making it easy to invest consistently without manual effort.
Is Vaulted safe and legitimate?
Yes. Vaulted is backed by McAlvany Financial Group, one of the largest and longest-operating full-service gold brokerages in the U.S. with over 50 years of experience. Assets are insured and independently audited.
